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		document.getElementById("scrollone").style.backgroundColor="rgb(156,167,201)";
		document.getElementById("scrolltext").innerHTML="It protects the balance sheet against infrequent but catastrophic claims so the profits remain stable without negative cash drain against corporate assets. Reinsurance is bought for both specific and aggregate deductibles using a variety of funding methods that matches risk to corporate budget to maximize savings. <br /><br /><a href=\"prodone.html\" id=\"learn\">Learn More >>><//a>"
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		document.getElementById("scrolltext").innerHTML="Stop-Loss Insurance protects providers as they assume risk from HMOs against infrequent but catastrophic claims so the profits remain stable without negative cash drain against corporate assets. Reinsurance is bought for both specific and aggregate deductibles using a variety of funding methods that matches risk to corporate budget to maximize savings.<br /><br /><a href=\"prodtwo.html\" id=\"learn\">Learn More >>><//a>"
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		document.getElementById("scrolltext").innerHTML="Balance sheet of self-funded employer for group health benefits is protected against infrequent but catastrophic claims so the profits remain stable without negative cash drain against corporate assets. Insurance is bought for both specific and aggregate deductibles using a variety of funding methods that matches risk to corporate budget to maximize savings.<br /><br /><a href=\"prodthree.html\" id=\"learn\">Learn More >>><//a>"
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		document.getElementById("scrollfour").style.backgroundColor="rgb(156,167,201)";
		document.getElementById("scrolltext").innerHTML="Coverage should be comprehensive with minimum exclusions to be truly effective in protecting HMOs, MSOs, providers, etc.  The directors&#8217 actions, business practices and decisions are constantly under review from regulators and the public and should be protected from serious financial loss arising from suits.<br /><br /><a href=\"prodfour.html\" id=\"learn\">Learn More >>><//a>"
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		document.getElementById("scrollfive").style.backgroundColor="rgb(156,167,201)";
		document.getElementById("scrolltext").innerHTML="This is one of the most important managed care exposures that is often bought by HMOs but MSOs may not be aware of the importance of this coverage. Claims arise from normal operations of delivering service to the entity&#8217s members. E&O liability coverage protects firms from allegations of management negligence, including the exposure area of vicarious liability, credentialing, peer review, provider selections, utilization review and claims processing.<br /><br /><a href=\"prodfive.html\" id=\"learn\">Learn More >>><//a>"
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		document.getElementById("scrollsix").style.backgroundColor="rgb(156,167,201)";
		document.getElementById("scrolltext").innerHTML="Our mission is to take the PBM mystery out of how an HMO or Provider&#8217s medications are suggested, dispensed and ultimately paid for by our clients. We identify the revenue streams, negotiate away the misaligned incentives, and monitor the claims to ensure that bad behavior is not present. If it is present, we present data based reports to clients and then assist in the correction of the behavior to help our clients recoup the monies that they are due.<br /><br /><a href=\"prodsix.html\" id=\"learn\">Learn More >>><//a>"
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		document.getElementById("scrollseven").style.backgroundColor="rgb(156,167,201)";
		document.getElementById("scrolltext").innerHTML="As one of the leading firms in surplus relief, we have provided solutions for our HMO&#8217s risk and capital-motivated reinsurance needs. Our team of reinsurers is adept at the measurement and quantification of reinsurance risks and can assist in determining the level of economic capital necessary for HMOs. This expertise enables us to tailor solutions that add value in reducing your reserve and capital requirements to a State Department of Insurance.<br /><br /><a href=\"prodseven.html\" id=\"learn\">Learn More >>><//a>"
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	else if (title=="scrolleight")
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		document.getElementById("scrolleight").style.backgroundColor="rgb(156,167,201)";
		document.getElementById("scrolltext").innerHTML="Coverage protects physicians and hospitals against suits from 3rd parties for acts creating an injury or accident to the patient. We represent some of the largest insurance companies underwriting this business and can arrange deductibles or risk funding programs to match your risk appetite to your risk exposure.<br /><br /><a href=\"prodeight.html\" id=\"learn\">Learn More >>><//a>"
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	else if (title=="scrollnine")
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		document.getElementById("scrollnine").style.backgroundColor="rgb(156,167,201)";
		document.getElementById("scrolltext").innerHTML="We arrange Captive Insurance beginning with actuarial risk assessment, captive formation and management.  We utilize a team of professionals in the area of actuarial, accounting and captive management to assure the best combination of risk vs. capital in establishing a captive.<br /><br /><a href=\"prodnine.html\" id=\"learn\">Learn More >>><//a>"
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	else
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		document.getElementById("scrollten").style.backgroundColor="rgb(156,167,201)";
		document.getElementById("scrolltext").innerHTML="U.S. Advisors has developed a new Reinsurance Program in response to the final regulations published recently by CMS for the Medicare/Medicaid ACOs At Risk Program.<br /><br /><a href=\"prodten.html\" id=\"learn\">Learn More >>><//a>"
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}

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function mainbio()
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function mainprod()
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